Financing

Palm Beach County is home to numerous institutions providing financial assistance to companies within the community. 

Access to Financing

While we do not offer any direct financing, our organization maintains a growing list of resources to assist a wide variety of companies, and we regularly coordinate loans and other financial products and incentives. Whether your company is a small, locally owned enterprise, or a larger company interested in tapping international markets, we can refer your organization to the institutions willing and capable of providing the financial support needed to grow your business. 

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PUBLIC/NON-PROFIT FINANCING SOURCES

The following organizations provide financial products for high-risk and newer businesses, or businesses in designated areas.

The Palm Beach County Section 108 Loan Program

The Palm Beach County Section 108 Loan Program is administered by the Palm Beach County Department of Economic Sustainability. The Program assists eligible businesses with funding for fixed assets and working capital financing.

Black Business Invest­ment Corporation (BBIC)

The BBIC is a not-for-profit organization formed by the financial and business community in accordance with the Small and Minority Business Act of 1985.

Industrial Develop­ment Revenue Bonds

Through the issuance of Industrial Development Revenue Bonds, Palm Beach County provides below-market interest rate financing for fixed-asset projects.

Florida Oppor­tunity Fund

Legislation passed by Florida Legislature collectively referred to as the Florida Capital Formation Act, provided for the creation of the Florida Opportunity Fund (“FOF” or the “Fund”), initially as a “Fund of Funds” program that invests in venture capital funds.

Florida Business Development Corporation (FBDC)

The Florida Business Development Corporation is the Certified Development Corporation (CDC) authorized by the Small Business Association (SBA) to provide 504 financing for real estate purposes.

Florida First Capital Finance Corporation

Florida First Capital Finance Corporation is chartered for the primary purpose of advancing the economic development and general welfare of the citizens of Florida by promoting and assisting the growth and development of small business concerns within the state.

Small Business Development Center

The SBDC is a cooperative effort of the private sector, the educational community and federal, state and local governments.

South Florida Small Business Admin­istration

The U.S. SBA guarantees bank loans for qualified small businesses.

INTERNATIONAL FINANCING PROGRAMS

Export-Import Bank of U.S.

The Export-Import Bank of the United States is an independent U.S. Government agency that helps finance the overseas sale of U.S. goods and services

ACCION, USA

Accion works to empower families, small businesses, and communities overlooked by the global financial system.

Palm Beach County Business Loan Program

Palm Beach County Business Loan Program

The Palm Beach County Department of Housing and Economic Development offers business loans with favorable terms and low rates to stimulate economic development growth and job creation.

Micro Loans

The Center for Enterprise Opportunity (CEO)

The Center for Enterprise Opportunity (CEO) is a private, non-profit corporation organized under Florida Statutes 112.

PRIVATE FINANCING SOURCES

New World Angels

Small Business Assistance

Service Corps of Retired Executives (SCORE)

SCORE is a nonprofit association dedicated to educating entrepreneurs and helping small businesses start, grow, and succeed nationwide.

Minority Business Assistance

CAMACOL/The Latin Chamber of Commerce of the United States

Programs include business assistance, trade missions, business relationships throughout Latin America and the Caribbean, and an in-house employment bureau.

The Hispanic Chamber of Commerce of Palm Beach County

The Hispanic Chamber of Commerce of Palm Beach County is the information source to help, develop, and grow the area's Hispanic market.

Florida State Minority Supplier Development Council

The mission of the Southern Florida Minority Supplier Development Council is to link Corporations and Government Agencies with Minority Business Enterprises (MBEs) to foster business development and expansion.

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